
We don’t just help you protect against risks — we help you identify, analyze, monitor, and address them effectively
Founded in 2018, Right Choice Insurance is driven by a vision to make insurance simple and accessible. We combine industry expertise with market insights to craft tailored solutions for your unique risks.
We go beyond covering risks—we help you identify, analyze, monitor, and address them effectively.
Our expert team serves as trusted partners for personal and business insurance needs. Committed to excellence and modern infrastructure, we work closely with decision-makers to navigate the complexities of risk management, product selection, and strategy.
We are committed to building a team of experts dedicated to delivering innovative risk management solutions. Always pushing the boundaries, we strive to find creative, out-of-the-box strategies tailored to your needs.
Through regular training, collaborative brainstorming, in-depth market analysis, and deep business insights, we design solutions that address present and future challenges, empowering you with confidence in a changing world.
We envision a society in which optimal risk coverage is the norm, integrity is second nature, and excellent service is the standard expectation.
Risk analysis is often misunderstood, and there is limited mainstream communication on the subject. We strive to bridge this gap through expertise, tailored solutions, and increased awareness.
Our approach is distinctive, individual-focused, and comprehensive — always placing the consumer at the heart of every strategy we develop.
Guided by trust, tolerance, and transparency, our values shape everything we do. We prioritize integrity, mutual respect, and empathy in every client interaction. With a commitment to excellence, we invest in employee growth and act with punctuality to deliver timely solutions. Our ultimate goal is to provide exceptional service, driven by a passion for continuous improvement and unwavering dedication to customer satisfaction.
With over 37 years of extensive experience in the insurance and retail sectors, Kunj Bihari Dave is a seasoned expert in risk management, business strategy, and operational leadership. He holds advanced qualifications in commerce, law, and professional certifications in insurance, cost accounting, and company secretarial practices. Throughout his career, he has led successful operations across India, Tanzania, Uganda, and Zambia, working with renowned organizations in various senior roles.
As the founder of Laxmi Kunj Consultancy Services and Managing Partner at Finsuratech LLP, Kunj continues to provide strategic insights and innovative solutions. His deep expertise in the industry enables him to guide clients toward sustainable growth while managing complex challenges. His leadership and vision play a pivotal role in driving the success of our services.


Principal Officer & Director
With a Bachelor of Science in Insurance and Pensions Management from the University of Lusaka and a Diploma in Insurance and Pensions from Zambia College of Business and Insurance Trust, [Name] brings valuable expertise to our team. She previously worked in the Audit Department at Zambia State Insurance Corporation for 11 years before joining Right Choice Insurance in January 2018, contributing to the company’s growth since its inception.

Accounts Assistant
A dedicated Grade 12 graduate, [Name] has been with Right Choice Insurance since its inception, playing a vital role in our accounting operations. Her attention to detail and strong work ethic have been instrumental in supporting the company's financial functions and ensuring smooth operations from the start. With a commitment to growth and learning, she continues to contribute to the success of our team.

Assistant Underwriter/ Techno Marketing Officer
With a National Certificate in Insurance and a National Diploma in Insurance from Zambia Insurance Business College Trust, [Name] brings valuable expertise to his role. He joined Right Choice Insurance in December 2021 and currently serves as both Assistant Underwriter and Techno Marketing Officer. His technical knowledge, combined with his marketing skills, plays a key role in streamlining our underwriting processes and driving our marketing efforts forward.

Assistant Underwriter & Techno Marketing Officer
Having completed Grade 12, this team member joined Right Choice Insurance in September 2019. As Assistant Underwriter and Techno Marketing Officer, he combines skills in underwriting and marketing to support operations and growth, playing a key role in streamlining processes and driving success.

Claims Assistant
A Grade 12 graduate currently pursuing a Diploma in Insurance, this team member joined Right Choice Insurance in March 2020. As Claims Assistant in our claims department, he plays a vital role in processing and managing claims efficiently. His dedication, problem-solving mindset, and attention to detail ensure smooth and accurate claims handling, contributing to a seamless client experience.

Techno Marketing Underwriter & Relationship Manager
Pursuing a degree in Insurance and Pensions Management at the University of Lusaka, this team member joined Right Choice Insurance in June 2023. They combine technical expertise and relationship-building skills to support underwriting processes and strengthen client connections, contributing valuable insights to the team.
Right Choice africa